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Shop Care+:
You are the breadwinner for your family. But your shop is the
breadwinner for you! It offers you the opportunity to earn on your
own terms, to be your own boss. The rising trend in consumer
expenditure promises handsome returns on your investment. However
these are also anxious times with uncertain law and order and ever
increasing natural calamities.
Regardless of all the precautions you may take, your shop still
remains vulnerable to armed robbery, riots, strikes, fire, natural
disasters and freak weather conditions among other risks. Loss of
income coupled with high costs of construction renders it next to
impossible to repair, restore or replace your commercial property.
NJI endeavors to cushion the financial impact of loss related to
your shop and stock by offering a customized insurance program for
your “bread and butter” assets.
Covers
ShopCare Plus Protection covers loss or damage caused by:
* Armed robbery, burglary & house breaking
* Riots & Strikes
* Earthquake
* Rain, Flood, Cyclone & Severe Storms
* Acts of Malicious Persons
* Fire & Lightning
* Explosion
* Falling Aircraft and other Aerial Devices
* Impact of Motor Vehicle
* Loss of Rent
The Loss of Rent feature covers the loss of rental income or
additional expense of renting alternate shop in case an insured
peril renders your shop unusable. It is only applicable if Building
is covered under ShopCare up to maximum of 10% of Sum Insured for
Building.
Your Cash
This unique insurance plan includes FREE cover for Cash amounting to
5% of Sum Insured for Contents upto maximum of Rs. 10,000. Cash
within the limit is protected while kept in a safe on shop premises.
Accident Protection
Cash coverage is not all. NJI also offers built-in SelfCare Accident
Protection for the Proposer or ONE person related to shop operations
nominated by the Proposer. In case of death or permanent disability,
arising out of an accident on shop premises, NJI will pay the
Insured or beneficiary Rs.100,000/- (In case of death, other
benefits below)
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Disability |
Benefit |
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Loss
of both eyes OR both hands or both legs |
100,000 |
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Loss
of one hand |
55,000 |
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Loss
of one eye or one leg |
50,000 |
Act Now!
Protecting your shop is as simple as 1-2-3.
1. Fill out the attached Proposal Form.
2. Call, mail or fax to your nearest NJI Branch.
3. Our representative will contact you within 2 working days.
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Shaffin
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