Home Insurance:

We can provide coverage for your Home from the leading insurance companies to cushion the financial impact of loss related to your home and its contents by offering a customized insurance program for your cherished home.

Covers available:

Home Protection covers loss or damage caused by:

* Armed robbery, burglary & house breaking
* Earthquake
* Rain, Flood, Cyclone & Severe Storms
* Riot & Strike Damage
* Acts of Malicious Persons
* Fire & Lightning
* Explosion
* Falling Aircraft and other Aerial Devices
* Water Damage due to Burst Pipes
* Impact of Motor Vehicle
* Loss of Rent

The Loss of Rent feature covers the loss of rental income or additional expense of renting substitute housing in case an insured peril renders your home uninhabitable. It is only applicable if Building is covered under Home Insurance up to 10% of Sum Insured for Building.

Valuables:

Covers high value items including jewellery and cash. Jewellery Home insurance is designed to cover jewellery in the following situations:

* At Home
* In a Specified Safe Deposit Locker
* In Transit between Home & Locker (and vice versa)
* Even while worn by Insured or Spouse in event of armed robbery up to 25% of Total Value of Jewellery.

Premium
Annual premium rates are:
Building Contents
0.20% 1.00%

Total value of insurable Jewellery/Cash is limited to 50% of the Total Value of Contents.
High value watches, designer accessories etc are also treated as Jewellery.
Maximum value of any single item of Jewellery is limited to 5% of Sum Insured for Contents.

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